Drug testing

How You Can Avoid Becoming A Victim Of Identity Theft

To reduce or minimize the risk of becoming a victim of identity theft or fraud, there are some basic steps you can take.

The most important one is to ask periodically for a copy of your credit report. This is crucial because it is the surest and quickest way to determine if someone is using your name. Your credit report should list all bank and financial accounts under your name, and will provide other indications of whether someone has wrongfully opened or used any accounts in your name. Any discrepancies should send up a red flag for you.

Next, be careful about giving out your personal information to others unless you have a reason to trust them. Start by adopting a "need to know" approach to your personal data.

Your credit card company may need to know your mother's maiden name, so that it can verify your identity when you call to inquire about your account, but a person who instead calls you does not need to know that information. Also, limit the personal information you have on your bank checks.

Be suspicious of someone who calls you on the telephone and offers you the chance to receive a credit card, for instance, and asks you for personal information. Request that he send you a written application form. If they refuse, tell them you are not interested and hang up.

If you're traveling, have your mail held at your local post office or ask someone you trust to collect your mail while you are gone.

Do not give out personal information when you are on the telephone in a public place where people can listen in to your conversation.

Check your financial information (credit report) regularly, and look for what should be there and what shouldn't.

And remember to ask periodically for a copy of your credit report.

To obtain the excellent credit report service, avoid becoming a Victim of Identity Theft, get FREE online Credit Report, make your Credit Score higher or correct your credit visit Legalhelper ( http://www.legalhelper.ws ).

Your credit score is important for obtaining credit. Your credit score is important to know, whether you need a new credit card, an auto loan, or a mortgage. Lenders use your credit scores to decide whether you are a good credit risk. If you have a high credit score, you are more likely to obtain the best rates.

About The Author

Alex Katz - Security Analyst

limousine chicago service
In The News:

Credit Card Dirty Tricks

There are many of us that have been badly stung... Read More

Bounced Checks - Straight Talk On Dealing With Bad Checks (NSF)

A check can be considered bad if it is bogus... Read More

Our World Of Credit Cards! Which One Is Right For You

There are not many of us who do not have... Read More

Credit Education

Having credit education is like knowing how to read. It... Read More

Credit and Loan Help for Mortgage Loans

Mortgage loans are some of the most difficult loans to... Read More

Stop Struggling Because Of Poor Credit And Improve Credit Rating Now

Did you apply for a personal loan only to be... Read More

My Credit Card Application Was Rejected! Now What?!?

No doubt, you've probably gotten literally hundreds of credit card... Read More

Manage Your Credit Wisely

Getting your first credit card is a big deal and... Read More

A Cure for an Ailing Credit

Credit has become a much-used word, thanks to the various... Read More

A No-Brainer Way Of Getting Credit And Credit Cards

What Is Your Credit Rating Now?If you have any charge... Read More

Practical Suggestions for Protecting Yourself From Identity Theft

It's no surprise that thousands of Americans are victimized by... Read More

New Law Provides Free Annual Credit Report

As of Thursday, December 1, 2004, one-third of Americans will... Read More

Addressing Bad Credit Card Debt

Spending HabitsSo you've just got your credit card. The first... Read More

Credit Cards - The Basics

How Lenders Operate ? And How They'll Make a Tidy... Read More

Identity Theft - How to Protect Yourself

"Like the tan? I got tons of sun on that... Read More

Credit Card Shocker

Have you ever looked at your credit card statement? I'm... Read More

How To Repair Your Credit Report

A credit report is run on a buyer when he... Read More

Get Your Credit Score To Soar In The Twinkling of An Eye

Ever wonder how a creditor decides whether to grant you... Read More

Avoiding College Credit Card Traps

Congratulations college freshman! You're about to embark on one of... Read More

Credit Cards: How To Use Them

Credit cards can be a very quick way of getting... Read More

Repair Your Credit - The Right Way!

How to Repair a Bad Credit Rating?The Right Way!If you... Read More

How Can A Qualified Mortgage Consultant Help Boost Your Credit Scores?

Consumers interested in purchasing or refinancing a home will pay... Read More

Good Credit is King, When Qualifying for Mortgage Programs

If you want to purchase a new home or refinance... Read More

Credit Report ? Look Out for Your Debit Report, Too

Most consumers are aware that there are companies that keep... Read More

Like It Or Not, You Have A Score To Settle! Part 1

Just when most people finish with school and can stop... Read More

exterior led lighting fixtures induction security lights Pete's produce ..