Drug testing

Special Credit Information for Married Couples

If you are married, establish separate credit accounts.

Try to finance real estate in just one partner's name to increase your investment financing potential.

Avoid joint credit, which limits financing possibilities for both individuals rather than one at a time. Accounts in one partner's name only count against that individual's credit.

In other words, when applying for an individual loan, the spouse's accounts won't be listed as monthly expenses and this makes it easier to qualify for a loan.

When beginning your real estate investment business, keep in mind that double income helps qualify you for higher mortgage payments.

(c) Copyright 2004, Jeanette J. Fisher. All rights reserved.

Professor Jeanette Fisher, author of Doghouse to Dollhouse for Dollars, Joy to the Home, and other books teaches Real Estate Investing and Design Psychology. For more articles, tips, reports, newsletters, and sales flyer template, see http://www.doghousetodollhouse fordollars.com/pages/5/index.htm

limousine chicago service
In The News:

Credit Cards: What is the Universal Default Clause?

Most people who carry major credit cards are well aware... Read More

How A Prepaid Debit Card Can Help You Rebuild Your Credit

Consumers today are up to their eyeballs in debt. And... Read More

All Is Fair In Love, War, and, Your Credit Report - At Least It Should Be! Understanding the FCRA

Fact: Over 150 million Americans have credit report with the... Read More

Cash Back vs. Rewards Credit Cards

Ah, the sweet rewards of using credit!Not only do you... Read More

A Cure for an Ailing Credit

Credit has become a much-used word, thanks to the various... Read More

Beware of Bogus Credit Repair Companies!

So-called "credit repair" companies claim they can remove negative information... Read More

The Exact Action To Take When You Find Errors In Your Credit Report

There are times when you may be turned down for... Read More

The Hazards Of Your First Credit Card

You probably don't need me to tell you credit cards... Read More

Myths and Truth about Credit Scoring

Credit score is the key factor determining approval of almost... Read More

Understanding Credit Report Score

Understanding credit report scores is important when you see your... Read More

Credit Cards Can Help You Get Out Of Debt

Your credit rating / credit score is based upon how... Read More

Stop Credit Card Offers

You can stop receiving credit card offers in the mail!... Read More

Trade Credit: How to Determine if You Should Offer Net-30 Terms to Your Customers

What is trade credit?One of the major differences between consumer... Read More

Credit Reports Inside and Out

The Credit Report is like your scorecard in the lending... Read More

Why Americans Find Predatory Lending Offensive

"Menis - the author translates as "indignant rage" - It... Read More

Your Credit Card May Be Costing More Than You Think!

Do you know what your credit card is truly costing... Read More

How To Choose Your Credit Card Application

The articles and tips provided on this site are intended... Read More

Good Credit is King, When Qualifying for Mortgage Programs

If you want to purchase a new home or refinance... Read More

Reward Credit Cards: Get the Best Rewards Card Incentive Program

A good credit reward card can contribute to your retirement... Read More

Which Credit Card?

Bewildered by the sheer variety of debit cards and credit... Read More

Manage Your Credit Wisely

Getting your first credit card is a big deal and... Read More

Credit Card Debt: One Way To Avoid It

One of the biggest problems people have in these modern... Read More

Triple AAA in 30 Days

Have you ever wonder about how to get good credit... Read More

Why Consumers Need a Nationwide Credit Freeze NOW

What do a shoe retailer, an online discount broker, and... Read More

Trying to Land a Job? Poor Credit Scores May Hurt Your Chances

Many employers are now looking at an applicant's credit report... Read More

philips induction lighting led lights manufacturers Pete's produce ..