Drug testing

Christian Debt Consolidation ? Feel Comfortable About Managing Your Debt

Many Christians feel uncomfortable with the notion of being in debt, and even more so when the debt has gotten out of control. Some say that it is not acceptable for Christians to owe any money, even for such necessities as a home. Others feel that such debts are acceptable as long as debt does not place a burden on the family's finances.

In recent years, the number of debt consolidation and credit counseling firms that specialize in catering to Christian clients have increased dramatically.

Christian debt consolidation and credit counseling agencies are aware of the concerns Christians have about debt. They can help you consolidate your debt, establish a repayment schedule, arrange to allow you to continue tithing, and provide the additional spiritual counseling that you may need to help you stay out of debt. All of this is done in a way that is consistent with Christian beliefs and the teachings of the Bible.

Creditors recognize that people who enter a debt consolidation program are trying to repay their obligations in good faith. Creditors are more willing to extend favorable terms to such clients in the hope that they (the creditor) will avoid the significant expense of turning the account over to a collections firm or avoid an extended drawn out process if the account holder goes through the expense of declaring bankruptcy.

Experienced Christian Debt consolidation and credit counseling services know this, and they have experience working with creditors to ease the burden of repayment. They can help you renegotiate loans, reshape payment schedules, reduce your interest rate or obtain a loan that consolidates your debt. Many of these firms are nonprofit; they are in the business strictly so that they can help fellow Christians to get back on their feet and free from the burden of unusually heavy debt.

If this sounds like something that suits your personal needs, you should consider contacting a Christian debt consolidation or credit counseling agency.

?Copyright 2005 by Retro Marketing.

Charles Essmeier is the owner of Retro Marketing, a firm devoted to informational Websites, including http://www.End-Your-Debt.com/ and http://www.HomeEquityHelp.net/

limousine chicago service
In The News:

Life on a Debt Management Program

Signing up for a debt management program is easy; it's... Read More

Bankruptcy As An Option

If your financial worries are preventing you from sleeping at... Read More

Learn How to Get out of Debt

Debt is becoming number one problem in the United States... Read More

5 Methods Toward Reducing Your Debt

Decreasing your debt is paramount to having a good credit... Read More

Reducing Debt Before Its Too Late - How to Avoid the Pitfalls of Creeping Debt

Reducing debt usually isn't a high priority for people until... Read More

Is My Credit Card Debt A Problem?

For most Americans, credit card debt is a dangerous and... Read More

Slowing Spending - The Key To Your Debt Plans Success

Anyone who embarks on a debt reduction program should know... Read More

New Bankruptcy Law ? Five Essential Things to Know

Last April, Congress passed the Bankruptcy Abuse and Consumer Protection... Read More

A Debt Elimination Process Must Be Initiated From You.

The first and maybe most important step in a debt... Read More

Credit Repair - Understanding The Basics

What is Credit?Credit means that you are using someone else's... Read More

British Families and Debt

There is current concern from the Bank of England that... Read More

Life After Debt ? Strategies for Dealing with Problem Debt

Honorably and ethically rid yourself of burdensome debts using the... Read More

Bankruptcy - Your Fresh Start

Most American consumers are living too close to the edge.... Read More

Is There A Way Out Of Your Debt Problems?

Do you have multiple debts? Do you have just one... Read More

What the Mail on Sunday Said

Anyone considering Bankruptcy may have experienced fear after reading an... Read More

Debt Free Living - 5 Tips To Get Out Of Debt

A few times I wonder what sort of credit system... Read More

Benefits and Drawbacks of Bankruptcy

Outlined below are some of the benefits and drawbacks of... Read More

Two Ways To Debt Relief

There are many debt relief programs out there both off... Read More

Bankruptcy 101

Bankruptcy still remains a mystery in the eyes of many... Read More

The Bankruptcy Code Acknowledges the Validity of the Homestead Exemption

Many times the subject of bankruptcy seems baffling in its... Read More

Fast Track Out of Debt

You go to the mail box and scan - a... Read More

Is There Any Way To Get Out Of Debt?

In this era where we are bombarded daily with commercials... Read More

Taking The Plunge Into Bankruptcy

Bankruptcy is one of the most difficult things a person... Read More

IVA Advice

An IVA (individual voluntary arrangement) is an alternative to bankruptcy... Read More

Credit Card Debt & the Unfairness of the Universal Default Clause

Let's look at a real world example: A woman purchased... Read More

led street light walkway lighting fixtures Pete's produce ..